Menue
 
Quick Links
Deposit Accounts
Account Deposit
Current Account
Make everyday banking a breeze with our current account and enjoy chequeing convenience and quick access to your funds. A simple solution to help manage your day-to-day finances. There's no monthly service fee.
CurrencyKHRUSD
Minimum Initial Deposit2,000,000.00500.00
Maintain Balance400,000.00100.00
Interest Rate0% p.a.0% p.a.
Cheque Book20,000.005.00per cheque book
Returned Cheque120,000.0030.00per returned cheque due to insufficient funds.
40,000.0010.00per returned cheque due to other reasons.
Stopped Cheque80,000.0020.00per cheque
Early A/c closure within 6 months80,000.0020.00
A/c Inactive for 6 months60,000.0015.00
Minimum Overdraft Fee80,000.0020.00
Savings Account
Providing for the future often means putting something aside today. At Cathay United Bank, we make it easy to get the most out of your savings. You can earn interest on even small sums as interest on our savings account is calculated on a daily basis and is added to your balance half annually. Our savings account can either be a personal or joint account.
CurrencyKHRUSD
Minimum Initial Deposit120,000.0030.00
Maintain Balance20,000.005.00
Interest Rate2% p.a.0.5% p.a.
Replacement of Lost Passbook20,000.005.00per passbook
Early A/c closure within 6 months80,000.0020.00
A/c Inactive for 12 months40,000.0010.00
  • Interest on savings account is calculated on a daily basis and credited half annually.
  • Interest is subject to withholding tax.
Fixed Deposit
You may prefer to tuck away sums in a fixed term account with a fixed interest rate, which offers more precise forward financial planning. Cathay United Bank fixed deposit account is a safe and secure way to earn higher fixed rate of interest on your savings, guaranteed for the entire period your money is invested. If you know exactly how long you can invest your money before you need it back, this could be the ideal savings vehicle for you. The placement starts with only USD1,000 (KHR4,000,000.00) and we offer wide ranges of placement periods ranging from 3 months to 12 months depending on the amount of deposit.
PERSONAL
Currency in KHR
Initial Deposit 3 months 6 months 12 months
KHR 4,000,000.00 < X ≤ 1,000,000,000.00 5% P.A 6% P.A 7% P.A
KHR X > 1,000,000,000.00 5% P.A 6% P.A 6% P.A
Currency in USD
Initial Deposit 3 months 6 months 12 months
USD 1,000.00 < X ≤ 200,000.00 2% P.A 2.5% P.A 4% P.A
USD X > 200,000.00 2% P.A 2.5% P.A 3% P.A
  • Interest on fixed deposit account is subject to withholding tax.
  • Early uplifting is subject to arrangement.
Miscellaneous
CurrencyKHRUSD
Past Statement Request40,000.0010.00per statement
Certificate of Balance20,000.005.00per request
Audit Confirmation80,000.0020.00per request+postage
(if applicable)
Letter of Reference40,000.0010.00per letter
Standing Order20,000.005.00per payee
Salary Payment InstructionsFREEFREE
Note
  1. All rates and fee charges are subject to change without notice at the Bank's sole discretion.
  2. Third party and other charges which may be applicable will be charged accordingly.
  3. Acceptance of Foreign Currency cheques and other bank's cheques is at the sole discretion of the bank.
  4. Other Terms and Conditions apply.
© 2018 Cathay United Bank. All Rights Reserved
Deposit Accounts